Fintech

The future of payments is happening right now, and it’s moving on-chain. As we watch digital commerce transform right now before our eyes, stablecoins are quietly becoming the backbone of an entirely new financial infrastructure—one that’s faster, more affordable, and infinitely more programmable than what we’ve known before. Enter the Commerce Onchain Payment Protocol At the heart of this revolution sits the Commerce Onchain Payment Protocol, a blockchain-native framework that’s doing something remarkable: it’s bringing all the reliability and trust we expect from traditional payment systems into the world of digital assets. Think of it as building a bridge between the old world of finance and the new possibilities that blockchain technology offers. ...

In the world of digital payments, four-digit Merchant Category Codes (MCCs) silently orchestrate billions of transactions daily. These seemingly simple classification numbers wield enormous influence over business operations, processing fees, and transaction approval. What Are Merchant Category Codes? MCCs are standardized codes assigned by card networks like Visa, Mastercard, and American Express. They instantly communicate what type of business is processing a payment – from airlines (MCC 3005) to veterinary services (MCC 0742). ...